What the Auto Accident Claims Adjusters Don't Want You To Know When Making an Insurance Claim

Creating Full Value Recoveries in Automobile Accident Cases When There is Insufficient Insurance Coverage

Most people who cause car accidents in California only have minimum insurance coverage of $15,000 per person and $30,000 per accident.

That is the minimum level of insurance required by law to license a vehicle in California. Far less have $25,000/$50,000 coverage and only a few carry $50,000 per person maximum coverage and $100,000 total coverage per accident in liability coverage.

These low levels of coverage are devastating news for a person who has suffered a lifetime disability or the loss of a family member.

Clients of Alexander Hawes, LLP have recovered more than $5 million in full value recoveries on policies totaling only $325,000.

Our aggressive representation and use of California's insurance laws to protect our clients have brought in "full value" recoveries for our clients which have been many times the available insurance policy limits.

For example,

• $2,650,000 on a $100,000 policy;
• $1,300,000 on a $100,000 policy;
• $750,000 on a $25,000 policy;
• $499,000 on a $100,000 policy.

Our clients will tell you that these recoveries have made a significant difference for them.

Full value can be recovered in cases once an insurance company rejects an offer to settle for policy limits, providing that settlement offer meets the requirements of California law for "good faith settlement offers." When an insurance company fails to follow the law, it becomes liable for the full value of the claim even if full value in that case exceeds the policy limits.

To qualify for a full value recovery in excess of the wrongdoer's insurance policy limits,

1. never try to settle a claim by yourself
2. take action immediately following the loss
3. immediately retain a highly experienced personal injury lawyer
4. your lawyer must make a legally correct policy limits settlement offer and should the insurance company reject an early settlement the door will be opened to a "full value" recovery.

When we are retained immediately after a serious accident, there is a very good chance we can make a significant difference for our clients.

It is what we do best.

If you have been the victim of an automobile accident, contact Alexander Hawes, LLP immediately to protect your rights. (Your privacy is assured). Act now, as delays can harm your case. You may contact us with the simple form below or you may call us toll free at 800.921.1776.

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